How To Get Your RDP Home 2024

Difference between RDP and Government Subsidized Housing

Reconstruction and Development Programme (RDP):

• Initiated by the South African government under President Nelson Mandela in 1994.
• Aimed to address social issues such as housing, clean water, sanitation, and electricity.
• Provided government-subsidized housing known as RDP houses.

Government Subsidized Housing:

• A program offering beneficiaries the opportunity to acquire houses built and provided by the government through a subsidy.
• These houses were commonly referred to as RDP houses.

Qualifications for Government House:

• South African citizenship.
• Contractual capability.
• Marital status: Married, cohabiting, single with dependents, single military veterans without dependents.
• Monthly income below R3,500.01 per household.
• First-time government subsidy recipient and homeowner.

Essential Documents for Qualification:

• Applicant and spouse’s identity documents.
• Birth certificates of children.
• Proof of income (e.g., salary slip).

Application for Government Housing Subsidy:

• Provincial Department of Human Settlements or Local Municipality.

Waiting Period for Housing Subsidy:

• Varies locally, typically takes at least two years for housing development to be completed.

Fees for Application:

• No fees charged.

Transfer of Subsidy House Location:

• Possible, but waiting lists must be re-joined in the new area.

Divorce or Separation:

• Circumstances evaluated by MEC; new subsidy may be provided if eligible.

Single Applicants with Dependents:

• Eligible if over 21 years of age or previously legally married.

Selling Government Subsidy House:

• Illegal before residing in it for a minimum of eight years.
• Beneficiary may only sell back to the relevant Provincial Department of Human Settlements.

Follow-Up on Application:

• Recommended to follow up at the office where the application was submitted.

Ownership Papers and Registration:

• Beneficiary registered on government housing database.
• Title Deeds received after eight years.

First Home Finance:

• Program for affordable first-time homeownership opportunities.
• Offers subsidies for individuals earning between R3,501 and R22,000 per month.
• Allows purchase of existing or new residential properties or vacant serviced residential stands.

Qualifications for First Home Finance:

• RSA citizens or permanent residents over 18 years old.
• Never benefited from Government Housing Scheme before.
• Approval in principle of home loan from accredited South African banks.

Important Documents for First Home Finance:

• RSA ID or permanent residence permit.
• Birth certificates/RSA IDs of financial dependents.
• Proof of income.
• Home loan approval in principle/grant letter from an accredited lender.
• Agreement of sale for residential property.
• Building contract and approved building plan (where applicable).

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